Every business faces risks—but some claims can go beyond the limits of your standard policies. That’s where commercial umbrella insurance comes in. At The Young Insurance Agency, we help Ohio businesses add an extra layer of liability protection, so one large accident doesn’t threaten everything you’ve built.
A commercial umbrella policy extends the coverage of your existing general liability, commercial auto, or employer’s liability policies. It kicks in when a claim exceeds your base policy’s limits, helping cover legal fees, medical expenses, and damage awards. This type of policy is especially valuable for businesses that face higher liability exposures—such as customer-facing services, transportation, or construction.
Whether you're a small business owner or managing a growing enterprise, umbrella insurance can be a smart and affordable way to protect your long-term stability. Our team will evaluate your current policies, identify any gaps, and recommend the right umbrella coverage for your operations and risk level.
At The Young Insurance Agency, we provide clear guidance and tailored solutions to help Ohio businesses stay protected—no matter how big the storm. When the unexpected happens, a commercial umbrella policy helps you stay focused on moving forward.