Your ability to earn an income is one of your most valuable assets—so what happens if an illness or injury prevents you from working? At The Young Insurance Agency, we offer individual disability insurance designed to protect Ohio residents from the financial impact of lost wages due to unexpected health issues.
Individual disability insurance provides a monthly income replacement if you’re unable to work because of a covered disability. Whether you’re self-employed, a high-income professional, or simply want to supplement your workplace coverage, this policy offers peace of mind that your bills can still be paid if you can’t earn a paycheck.
Coverage is customizable based on your profession, income level, and desired benefits. You can choose between short-term and long-term plans, with optional riders for cost-of-living adjustments, partial disability, and future increase protection. This flexibility ensures your policy evolves as your career and financial goals grow.
At The Young Insurance Agency, we make it easy to understand your options and find the right coverage for your needs. Protect your financial future and stay in control—no matter what life throws your way.